IVA is a process that is used by individuals who are in control of a business that is not incorporated
The purpose of bankruptcy is to bring relief from severe financial pressures for individuals.
Our team work with both individuals facing financial distress and creditors exposed to the risk of an individual’s financial distress.
We understand that personal financial failure can be a traumatic and often life changing experience but our team understand that empathy and human understanding are every bit as important as a robust and decisive solution. We provide strategic guidance, support and formal insolvency services, including bankruptcy and Individual Voluntary Arrangements.
We also work with creditors who may need to enforce personal guarantees, judgement debts and statutory demands against an individual. In such situations we seek to negotiate a consensual outcome. However, if required, we will take steps on behalf of the creditor involving formal insolvency processes.